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Insurance &
Financial Services of Texas is an independent insurance
brokerage that specializes in the areas of life and health
insurance for businesses and individuals. We also provide
retirement strategies and ancillary coverages such as
disability, dental, annuities, vision, cancer and long term
care insurance.
Our agency
has a 25 year history of providing the most cost effective,
most financially stable programs for our clients. We value our
relationships with our clients, and aim to make those
relationships long term, mutually successful partnerships.
Our company
legal
name is IFSTX LTD, and we do business as
INSURANCE & FINANCIAL SERVICES OF TEXAS.
We provide
products and services that help ours clients reach their
objectives, and as those objectives change, we have the
ability to change the products and services to match those
changes. |
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T. Hoovestol has been working in the insurance and financial
services industry since 1981. T. is a Life and Qualifying
Member of the Texas Leaders’ Round Table. He specializes in
working with individuals and employers designing programs
that include: employee benefit plans, life insurance,
individual medical, dental, long term disability, short term
disability, long term care and other ancillary products.
T. is considered an expert in the area of employee benefits
for the market of 2-50 employee life companies. This market
niche requires expertise in HIPAA law and COBRA and STATE
CONTINUATION Rules. T. is a registered Representative with
Linsco/Private Ledger (LPL) as well as a real estate
broker. As a member of NAIFA and HALU, he remains current on
all market trend and industry changes. He has two boys, Evan and Eric.
T. and
his family live in central Houston. He has been active in
his community, coaching Little League baseball and soccer.
In 1988 T. ran for State Representative, and in 2003 he ran
for City Council. He is dedicated to serving his clients
and his community. |
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Principal
and Co-founder of Cosart-Hoovestol, Inc. |
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Registered
Representative – National Association of Securities
Dealers, Series 6 and 63 |
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Member:
Houston Association of Life Underwriters |
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Member:
National Association of Health Underwriters |
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Member:
National Association of Life Underwriters |
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Group I,
Group II, Variable Life, HMO Licensed |
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Graduate of
Lakeland College, Illinois, Degree in Business
Management |
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Board Member
and Elder of Cy-Fair Christian Church |
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Board Member
and Sponsor for AAYF Klein Eagles Football team |
Mr. Cosart
resides with his wife, Pam, and three children in Spring,
Texas. A native of Illinois, Al has lived in the Houston
area since 1981 and has been in the insurance business since
1977. He has been particularly active in developing a
clientele in the business market as well as the individual
market.
Al enjoys
golf and running, and he also devotes a lot of his time to
Spring-Klein Baseball, Klein Collins High School Basketball
and AAYF Football with his two sons, Jordan and Alex. His
daughter, Audra, is a 3rd-year student at Baylor
University.
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Central Office
5130 Academy
Houston, Texas 77005 |
North Office
14339 Torrey
Chase, Suite G
Houston, Texas 77014 |
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Phone:
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713-524-4303 |
Phone:
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281-880-7328 |
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FAX:
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713-524-4306 |
FAX:
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281-880-7329 |
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